New Florida Personal Injury Protection (PIP) Laws

NOTE: NEW FLORIDA PERSONAL INJURY PROTECTION LAW —-> Beginning January 1, 2013:


You may be able to receive $10,000 in Personal Injury Protection benefits, but ONLY IF:

  • within 14 days of your accident you are seen by a medical doctor, doctor of osteopathic medicine, a dentist, physicians assistant or registered nurse practitioner,
  • that person makes a finding that your injuries constitute a need for Immediate Medical Attention such that the absence of medical care would result in (the finding of an Emergency Medical Condition or “EMC”):
    • serious jeopardy to health
    • Serious impairment of bodily functions, or
    • serious dysfunction of bodily organ or parts
    • and you receive treatment within those 14 days.

If you do not receive treatment within those 14 days, you will receive NO personal injury benefits. If you do not see the correct physician within 14 days or that physician does not rule your injuries to constitute an EMC, but you do receive treatment within 14 days of the accident you will be limited to only $2,500.00

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